SUPPLEMENTAL DEPOSITS

1. Certificate of Time Deposits (CTDs) for Regular Members
1.1. Amount: Minimum of P10,000.00
1.2. Interest Rate: 6.00% per annum
1.3. Term: 3, 6, 9, or 12 months
1.4. Other Terms and Conditions
1.4.1. CTDs withdrawn within less than 50% of the term: NO INTEREST
1.4.2. CTDs withdrawn within 50% or more of the term: interest to be paid is 80% of the total computed interest
1.5. Subscribed Shall Capital must be fully paid prior to opening a CTD

2. Savings Deposit for Junior Savers (Dependents of Regular Members)
2.1. Amount: Minimum of P100.00 to open an account
2.2. Interest Rate: 1.00 per annum based from the Average Daily Balance (ADB)
2.3. Other Term and Condition: Maintaining Balance is P500.00 to earn interest