1. Kinfolks or Descendants of the late Flora Cagay-an and Alipio Banaken Sr. including those by affinity,
2. Relatives by consanguinity and affinity of Flora Cagay-an Banaken,
3. Relatives by consanguinity and affinity of Alipio Lacdagan Banaken Sr., and
4. Friends and other interested parties;
Who are natural persons, Filipino citizens, of legal age but not more than 65 years old, with the capacity to contract and possess all the qualifications and none of the disqualifications provided for in the FSCC's By-laws and this Articles of Cooperation.
Interested member-applicant/s must attend the Pre-Membership Education Seminar (PMES), pay the PMES registration fee of P100.00, membership fee of P500.00, and the initial share capital of P2,500.00 (25 shares) or full payment of the minimum Subscribed Share Capital of P10,000.00. The remaining balance can be paid in 24 equal installments or earlier due on or before the month following approval of membership.